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How RAF ‘cooked the books’

23 Oct 2025


In an affidavit submitted to the Standing Committee on Public Accounts (SCOPA), Itayi Charakupa, the RAF’s former senior actuarial manager, revealed how the Fund’s 2020-21 financial statements deliberately understated its claims liability by hundreds of billions of rands. – The Citizen (23 October 2025)
Charakupa testified that, as of March 2021, the RAF’s total liability should have been correctly valued at R356.1bn. However, the annual statements reflected a liability of only R29.6bn.
This change, he said, artificially “understated liabilities by R326.5bn” and had “no basis in actuarial reality”.
By dropping the approved IFRS 4 standard, which is designed for insurance-type obligations, and replacing it with IPSAS 42, a framework intended for social benefits, the RAF “quietly pushed all outstanding and unreported claims from accidents that had already occurred off the balance sheet”.

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