Medical Scheme Benefits

2025 Medical Scheme Benefits

	AECI Medical Scheme Brochure 2025
	Anglo Medical Scheme Brochure 2025
	Anglovaal Medical Scheme Brochure 2025
	Bankmed Medical Scheme Brochure 2025
	Barloworld Medical Scheme Brochure 2025
	BCIMA Medical Scheme Brochure 2025
	Bestmed Medical Scheme Brochure 2025
	BMW Medical Scheme Brochure 2025
	Bonitas Medical Scheme Brochure 2025
	BP Medical Scheme Brochure 2025
	Camaf Medical Scheme Brochure 2025
	Cape Medical Plan Scheme Brochure 2025 - MyHealth 100 Saver
	Cape Medical Plan Scheme Brochure 2025 - MyHealth 200
	Compcare Medical Scheme Brochure 2025
	Comsumer Goods Medical Scheme Brochure 2025 (Previously TBMS)
	De Beers Medical Scheme Brochure 2025
	Discovery Medical Scheme Brochure 2025 - Comprehensive
	Discovery Medical Scheme Brochure 2025 - Core
	Discovery Medical Scheme Brochure 2025 - Executive
	Discovery Medical Scheme Brochure 2025 - Keycare
	Discovery Medical Scheme Brochure 2025 - Priority
	Discovery Medical Scheme Brochure 2025 - Saver
	Discovery Medical Scheme Brochure 2025 - Smart
	Engen Medical Scheme Brochure 2025
	Fedhealth Medical Scheme Brochure 2025 - flexiFED
	Fedhealth Medical Scheme Brochure 2025 - flexiFED Savvy
	Fedhealth Medical Scheme Brochure 2025 - maxiFED
	Fedhealth Medical Scheme Brochure 2025 - Maxima EXEC
	Fedhealth Medical Scheme Brochure 2025 - Maxima PLUS
	Fedhealth Medical Scheme Brochure 2025 - myFED
	Fishmed Medical Scheme Brochure 2025
	Genesis Medical Scheme Brochure 2025
	Glencore Medical Scheme Brochure 2025
	Golden Arrow Medical Scheme Brochure 2025
	Horizon Medical Scheme Brochure 2025
	Imperial Motus Med Medical Scheme Brochure 2025
	Keyhealth Medical Scheme Brochure 2025
	LA Health Medical Scheme Brochure 2025
	Libcare Medical Scheme Brochure 2025
	Lonmin Medical Scheme Brochure 2025
	Makoti Medical Scheme Brochure 2025
	Malcor Medical Scheme Brochure 2025
	Massmart Health Plan Medical Scheme Brochure 2025
	MB MED Medical Scheme Brochure 2025
	Medihelp Medical Scheme Brochure 2025
	Medimed Medical Scheme Brochure 2025 - Alpha
	Medimed Medical Scheme Brochure 2025 - Medisave Essential
	Medimed Medical Scheme Brochure 2025 - Medisave Max
	Medimed Medical Scheme Brochure 2025 - Medisave Standard
	Medipos Medical Scheme Brochure 2025
	Medshield Medical Scheme Brochure 2025 - MediBonus
	Medshield Medical Scheme Brochure 2025 - MediCore
	Medshield Medical Scheme Brochure 2025 - MediCurve
	Medshield Medical Scheme Brochure 2025 - MediPhila
	Medshield Medical Scheme Brochure 2025 - MediPlus
	Medshield Medical Scheme Brochure 2025 - MediSaver
	Medshield Medical Scheme Brochure 2025 - MediValue
	Medshield Medical Scheme Brochure 2025 - PremiumPlus
	Momentum Health4Me Brochure 2025 - Base Accident and Emergency
	Momentum Health4Me Brochure 2025 - health4me
	Momentum Health4Me Brochure 2025 - Standard Accident and Emergency
	Momentum Medical Scheme Brochure 2025
	Moto Healthcare Medical Scheme Brochure 2025
	MultiChoice Medical Scheme Brochure 2025
	Netcare Medical Scheme Brochure 2025
	Old Mutual Staff Medical Aid Fund Brochure 2025
	PG Group Medical Scheme Brochure 2025
	Pick 'n Pay Medical Scheme Brochure 2025 - Plus
	Pick 'n Pay Medical Scheme Brochure 2025 - Primary
	Platinum Health Medical Scheme Brochure 2025 - PlatCap
	Platinum Health Medical Scheme Brochure 2025 - PlatComprehensive
	Platinum Health Medical Scheme Brochure 2025 - PlatFreedom
	Polmed Medical Scheme Brochure 2025
	Profmed Medical Scheme Brochure 2025
	Rand Water Barloworld Medical Scheme Brochure 2025
	Remedi Medical Scheme Brochure 2025
	Retail Medical Scheme Brochure 2025
	RFMCF Medical Scheme Brochure 2025
	Rumed Medical Scheme Brochure 2025
	SAB Medical Scheme Brochure 2025
	SABC Medical Scheme Brochure 2025
	Samwumed Medical Scheme Brochure 2025
	Sasolmed Medical Scheme Brochure 2025 - Contribution Schedule
	Sasolmed Medical Scheme Brochure 2025 - Member Guide
	Sisonke Medical Scheme Brochure 2025
	Sizwe Hosmed Medical Scheme Brochure 2025
	Suremed Health Medical Scheme Brochure 2025 - CHALLENGER
	Suremed Health Medical Scheme Brochure 2025 - EXPLORER
	Suremed Health Medical Scheme Brochure 2025 - NAVIGATOR
	Suremed Health Medical Scheme Brochure 2025 - SHUTTLE
	TFG Medical Scheme Brochure 2025
	TFG Medical Scheme Brochure 2025 - Plus
	Thebemed Medical Scheme Brochure 2025
	Transmed Medical Scheme Brochure 2025 - Guardian
	Transmed Medical Scheme Brochure 2025 - WORKING MEMBERS AND PENSIONERS
	Tsogo Sun Medical Scheme Brochure 2025
	UKZN Medical Scheme Brochure 2025
	Umvuzo Health Medical Scheme Brochure 2025 - Activator
	Umvuzo Health Medical Scheme Brochure 2025 - Extreme
	Umvuzo Health Medical Scheme Brochure 2025 - Standard
	Umvuzo Health Medical Scheme Brochure 2025 - Supreme
	Umvuzo Health Medical Scheme Brochure 2025 - Ultra Affordable
	Umvuzo Health Medical Scheme Brochure 2025 - Ultra Affordable Value
	Witbank Coalfields Medical Scheme Brochure 2025 - COMPREHENSIVE
	Witbank Coalfields Medical Scheme Brochure 2025 - MIDMAS
	Witbank Coalfields Medical Scheme Brochure 2025 - NTSIKA
	Wooltru Medical Scheme Brochure 2025 - Non-TCOE
	Wooltru Medical Scheme Brochure 2025 - TCOE

1	Disclaimer
	HEALTHMAN, do not guarantee the availability of services offered on this website ("the Services") or the accuracy of the information and/or images on this website. We make no representations or warranties, whether express or implied, and assume no liability or responsibility for the proper performance of this website and/or the Services and/or the information and/or images contained on this website, and the Services are thus used at your own risk. In particular we make no warrantee that the Services will meet your requirements, be uninterrupted, timely, and secure or error free.

2	Indemnification
	You, the user, accordingly indemnify and hold us harmless against all and any loss, liability, actions, suites, proceedings, costs, demands and damages of all and every kind, (including direct, indirect, special or consequential damages), and whether in an action based on contract, negligence or any other action, arising out of or in connection with the failure or delay in the performance of the Services offered on this website, or the use of the information and/or images available on this website.

3	Use of Services
	3.1	You may only use the Services for lawful purposes and you warrant that you shall not:
		3.1.1	1 other than for your personal and non-commercial use, store on your computer, or print copies of extracts from this website, and you may not, other than for your personal and non-commercial use, "mirror" or cache information provided via this website on your own server, or copy, adapt, modify or re-use the text or graphics from this website without prior written permission from HEALTHMAN.

4	Privacy
	4.1	Whilst your name and particulars which are supplied to us when registering for some of the Services will not automatically be made available to anyone, we nevertheless reserve the right to make information available to the authorities if required by law.
	4.2	We will not sell or rent any personally identifiable information about you to any third party. However monitoring or recording of your registration details may take place for business purposes to the extent permitted by law, such as for example quality control and training for the purposes of improving our Services. However, in these situations, we will not disclose information that could be used to personally identify you.
	4.3	We will adhere to our privacy policy the salient terms of which are available for you to link to and read from the home page of this website.
	4.4	You must notify us immediately should any of your information change.

5	Intellectual Property Rights
	You acknowledge that we own the intellectual property rights in and to this website, and that the unauthorized use thereof is expressly prohibited. The word or mark "HEALTHMAN", and "e2", however represented, including stylized representation, all associated logos and symbols and combinations of any of the a foregoing with another word or mark, used on this site, are the trademarks of HEALTHMAN.

6	Password
	You shall keep your password secure and warrant that no other person shall use the Services utilizing your password, and you acknowledge further that you are responsible for ensuring that no unauthorized access to the Services is obtained using your password, and that you will be liable for all such activities conducted pursuant to such use, whether authorized or not.

7	Termination and Variation
	We reserve the right to terminate the Services to you in particular, or to the public in general, without notice or reason, or to revise these terms and conditions at any time. Such changes will be posted on this website and be deemed to have been accepted by you if you continue using the Services. The obligation therefore is on you to review these terms and conditions at regular intervals.

8.	General
	8.1	These terms and conditions will be governed by and construed in accordance with the laws of South Africa.
	8.2	These terms and conditions are severable, in that if any provision is determined to be illegal or unenforceable by any court of competent jurisdiction, then such provision shall be deemed to have been deleted without affecting the remaining provisions of the terms and conditions.
	8.3	Our failure to exercise any particular rights or provision of these terms and conditions shall not constitute a waiver of such right or provision, unless acknowledged and agreed to by us in writing.
	8.4	These terms and conditions, as varied by us from time to time pursuant to clause 7, above constitute the sole agreement between yourself and ourselves.

1.	Content of Customer Information
	HEALTHMAN shall ensure that:
	1.1	customer information shall be obtained only for the purpose of delivering and improving the Services and will not be processed in any manner incompatible with this purpose;
	1.2	customer information shall be adequate, relevant and not excessive in relation to the abovementioned purpose for which it is collated and/or processed;
	1.3	customer information shall be accurate, and where necessary, kept up to date and reasonable steps shall be taken to ensure that information which is inaccurate and/or incomplete, having regard to the purpose for which it was collected, is erased or rectified;
	1.4	customer information shall be kept in a format which permits identification for no longer than is necessary for the purpose for which the information was collected or processed.

2	Customer Consent
	Customer information may only be processed if:
	2.1	the customer has unambiguously given his consent; or
	2.2	processing is necessary for:
		2.2.1	the performance of a contract to which the customer is a party; or
		2.2.2	in order to take steps at the request of the customer prior to entering into a contract; or
		2.2.3	for compliance with a legal obligation to which HEALTHMAN is subject; or
		2.2.4	the performance of a task carried out in the public interest or in the exercise of official authority vested in the recipient; or
		2.2.5	for purposes of the legitimate interest pursued by HEALTHMAN, except where such interest is overridden by the interest for fundamental rights as reflected in the constitution.

3.	Access to Customer Information
	HEALTHMAN shall ensure that:
	3.1	access to, or disclosure of customer information will not be authorized without the documented commitment of the intended recipient so as to maintain confidentiality and the rightful use of such information;
	3.2	access to customer information by HEALTHMAN personnel, contract workers, consultants, service providers or suppliers will be restricted to the level of access needed to effectively perform delegated or contracted duties and/or the level of service needed to render a reliable and effective service to HEALTHMAN customers.

4.	Preventative Measures
	HEALTHMAN shall ensure that appropriate technical and organizational measures shall be taken against the unauthorized access, processing or disclosure of customer information